Client Advisor

Company: Seacoast National Bank
Location: Vero Beach
Posted on: January 15, 2022

Job Description:

Since opening our doors in 1926, Seacoast Bank has embraced a visionary approach to the future while remaining true to our local roots and family values. Based in Stuart, we are one of the largest publicly traded banks headquartered in Florida. We believe that our greatest assets will always be our people - local bankers who are knowledgeable about the communities we serve and dedicated to providing an exceptional customer experience. We offer exciting and challenging opportunities in an environment that supports diversity, enabling associates across the organization a greater sense of empowerment to create change for the better. This is evident in our American Banker "2020 Best Banks to Work For" and "Best Places to Work for LGBT Equality" by the Human Rights Campaign designations. JOB SUMMARY: This position is responsible for increasing branch assets, deposits, customer base, and revenue by building rapport with new and existing customers to understand their current and future financial needs and match Seacoast Bank's products and services to those needs. The Client Advisor will also function as a Bank Teller, processing transactions for customers in the lobby and drive-thru. Consistently gains the confidence and trust of others through honesty, integrity, and authenticity. QUALIFICATIONS: * High School Diploma or equivalent required. * College degree or 2+ years in retail sales and/or financial services experience required. * Flexible schedule required with the ability to work during hours of operations, including weekends and occasional non-bank operational hours. * Demonstrate excellent communication (written and verbal) and interpersonal skills. * Able to work independently and exercise a high degree of initiative. * PC Proficiency in Desktop, Laptop, Tablet, and Smartphone devices as well as Microsoft Office Suite software. ESSENTIAL JOB FUNCTIONS: Relationship Building * Exhibit consistent relationship building including, but not limited to: * Prepare for various customer interactions * Build rapport * Effectively utilize and document open and closed-ended questions to understand current and future financial goals of customers * Match customer needs to Seacoast Bank products and services * Confidently and proficiently explain Seacoast Bank products and services to customers * Proven ability to create and enhance relationships based on customer needs * Ask for referrals from new and existing customers * Exhibit good listening skills and speak clearly and persuasively in positive or negative situations. * Respond promptly to customer needs and requests for service. * Quickly seek out appropriate people in more complex financial matters. * Able to balance business needs with customer requests while managing potential risk to the bank. * Embrace new technology and remain up to date on industry changes to create an open environment that fosters idea generation and innovation. * Participate in community, charitable or civic events. * Deliver presentations regarding banking products/services through networking events. * Exhibit strong work ethics and teamwork, collaborating with other associates within the branch and across the organization to develop trusting and cooperative working relationships. * Maintain an active NMLS registration status. * Exhibit proficiencies in all consumer deposit and lending products and processes. * Exhibit intermediate understanding of small business deposit and lending products and processes. * Exhibit High proficiency in the outbound calling process. * Be proficient in identifying referral opportunities with internal business partners. * Build proficiencies with Treasury Management solutions and small business lending needs. * Display proficiency in customer-facing technology with the ability to discuss with and enroll customers in self-service products/processes. * Work collaboratively with the leadership team to meet the needs of small business customers. Operations * Open and process accounts, perform account maintenance, process checks, cash, and the sale of negotiable instrument transactions adhering to the bank's current policies and procedures, including AML/BSA requirements. * Ensure branch adherence to AML/BSA requirements, audit procedures, dual control, security, Business Continuity, and all other regulated banking requirements. * Responsible for reviewing and adhering to branch operational procedures and controls while communicating updates to associates. Follows up on all audit deficiencies. * Balance cash drawer daily and monitors own work for accuracy. * Follow instructions and responds to management direction to help resolve more difficult customer objections, and solves problems in a timely and positive manner to retain the customer relationship. * Adhere to Seacoast Bank's Code of Conduct. * Follow all safety and security procedures. While performing the duties of this job, the associate is frequently required to stand. The associate must occasionally lift and/ or move up to 25 pounds and may be required to stoop, kneel, crouch, or crawl. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance appraisals; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry while observing both the spirit and letter of all government regulations, laws, and bank policies and procedures.

Keywords: Seacoast National Bank, Palm Bay , Client Advisor, Accounting, Auditing , Vero Beach, Florida