Mortgage Underwriter 2-C

Company: Sourcepoint, Inc.
Location: Palm Bay
Posted on: January 13, 2021

Job Description:

Mortgage Underwriter 2-C - (20004977)DescriptionPOSITION PURPOSE: Underwrite all types of first and second mortgage loansREPORTING RELATIONSHIPS:Reports To: Supervisor/Team Lead - UnderwritingSupervises Directly: N/ASupervises Indirectly: N/ARESPONSIBILITIES: * Using any and all automated or manual underwriting engines review, analyze and underwrite files on first and second mortgage loans for various lenders according to their prescribed guideline.* Review and verify all financial documents to assess economic health of loan applicant including verifying income and employment as well as applicant's credit history. Source additional information as needed when inconsistencies are found.* Scrutinize accounts from which the applicant's funds are originating to determine the credit worthiness of the applicant.* Assess the property appraisal to ensure accuracy and appropriateness relative to loan being requested. * Ensure conditions have been reviewed and approved for compliance and completion of loan.* Maintains current knowledge of lender and investor requirements.* Assists processors and other underwriters in understanding underwriting decisions and conditions.* Make recommendations for credit and final approval to gain lending authority.* Must be able to meet established minimum daily expectations for this position.* This position may require frequent over time, at times on a daily basis; must be available to work additional hours on short notice as determined by management to meet client service level agreements.* Maintain the security, confidentiality, integrity and availability of information stored in the ISGN's computer networks and data communications infrastructure. All users of ISGN's systems are responsible for protecting those resources and the information processed, stored or transmitted. For full details of your responsibility, please refer to the ISGN Information Security Policy.* Perform other related duties as assigned or directed.* Essential FunctionsThe above statements are intended only to describe the general nature of the job, and should not be construed as an all-inclusive list of position responsibilities.#IND-SPQualificationsPOSITION QUALIFICATIONS:Education: Associates degree required. Bachelor's degree preferred.Job Related Experience: Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines. 6-8 years previous mortgage processing experience or equivalent work experience. Typically has 4-8 years of direct underwriting experience.Management Experience: N/APhysical Requirements: Ability to sit for extended periods of time. Ability to use computer keyboard and view monitor for extended periods of time.Position Requirements: Minimum Monthly Production Standard (MMPS) - Must be able to maintain a monthly production standard of 76 points per month. MMPS measured on a rolling 3 month basisTravel Requirements: N/AFunctional Area Skills/Knowledge: Thorough knowledge of desktop underwriter and loan prospector. Knowledge of most common computer software products. Strong customer service, communication, organization and problem resolution skills, as well as detail oriented.All candidates who have received a written offer of employment will be required to undergo a company paid drug test. Failure to submit to this test and/or to successfully test negative will result in withdrawal of the applicant's job offer.Sourcepoint participates in E-Verify and we will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee's I-9 to confirm work authorization.It is the policy of this Company to seek and employ qualified individuals at all locations and facilities, and to provide equal employment opportunities for all applicants and employees in recruiting, hiring, placement, training, compensation, insurance, benefits, promotion, transfer, and termination. To achieve this, we are dedicated to taking affirmative action to employ and advance in employment qualified individuals with disabilities, disabled veterans, and other eligible veterans.Primary Location: United States-Florida-Palm BayWork Locations: Palm Bay-RemoteJob: Senior ExecutiveOrganization: Mortgage - Onshore OperationsTravel: NoJob Posting: Dec 22, 2020, 1:10:52 PM

Keywords: Sourcepoint, Inc., Palm Bay , Mortgage Underwriter 2-C, Other , Palm Bay, Florida